Need Cash Now? Try a Cash Advance
If you’re in a pinch and need quick financial relief, a cash advance is the way to go. Also known as paycheck advances or payday loans, cash advances can help cover an unexpected expense or large bills that come your way.
What are the Benefits of Using a Cash Advance?
Easy to Qualify For
Unlike applying for a conventional loan at the bank, getting approved for a cash advance has much fewer criteria and is easier to qualify for. Some background checks are involved when opting for an instant cash advance, but these alternative lenders are more interested to see if you’re capable of paying your loan back.
The benefit of a cash advance is that you can pay bills on time and not have to worry about late fees. Your cash advance is meant only for short-term use to help you get from paycheck to paycheck and are not meant to act as long-term loans. No matter what kind of emergency you’re facing, a cash advance is a quick and easy way to get you back on your feet in between paychecks.
Most conventional loans place restrictions on how you are allowed to spend your money. The great thing about a cash advance is that there are no restrictions on how you spend it, and you can do whatever you want with it. A cash advance is nearly instant and you can expect to get your money funded to your account within a couple of days.
No matter what kind of emergency you’re facing, a cash advance is a quick and easy way to get you back on your feet in between paychecks.
Depending on where you live and your net income, the amount you are able to receive for your cash advance may vary. Different states have different regulations and our team monitors them very closely to make sure we practice responsible lending and get you an amount that works for you.
We understand that you’re in an urgent situation, so our team works fast to ensure you get your cash advance quickly and easily.
The Process for Cash Advancements
Cash advancements are viewed as a short-term paycheck advance to help hold you over until your next paycheck comes. You must first go through an application process to state your income and other personal information that will determine how much money you are able to receive.
Fees for a cash advance vary depending on which state you live in, so our team at EZ Money will help make the application process easy and will help you walk through every step.
What Type of Cash Advancement is Right for You?
There are a few different types of cash advances that you can apply for, and each type comes with their own terms and conditions.
Designed to help bridge the gap between paychecks or cover an unexpected expense, they are typically required to be paid back on your next payday. These types of cash advances are beneficial when you’re in quick need of financial relief between paydays.
Are similar to payday loans in the fact that they are short-term loans, but installment loans can be broken down into scheduled payments over a longer period of time. These types of cash advances are better if you need a larger amount of money. Installment loans can be paid back over a longer period of time, whereas payday loans typically require faster repayment.
At EZ Money, we offer payday loans and installment loans to get you back on your feet with competitive interest rates. Our number one goal is to help you get out of your financial bind, so we’ll work with you to get you where you need to be.
*Installment loans are only offered at our Missouri locations.
Why Get a Cash Advance with EZ Money?
If you’re in an urgent situation, our team at EZ Money understands that you need cash fast with no hassle – that's why we off online loans available 24/7. You’ll get the personalized attention you deserve with quick and friendly service that meet your needs.
Unlike most banks, our application process is very simple and allows you to quickly get the cash you need and get out the door. Our team is here to walk you through every step of the way to get you what you need.
Our online application process can be completed in just a few minutes. The information we require from you includes:
- Valid identification
- Personal information like phone number, address, and email address
- Income information including pay frequency, net pay, and gross pay
- An open and active checking account
We’re here to help make this easy. We currently offer cash advances in North Dakota, Nebraska, Iowa, and Missouri. If you have any questions about our payday loans or questions about our online application, please contact us today.